2025 HSA Limits: Cost-of-Living Adjustments Released by IRS
2025 HSA Limits
The IRS has issued Revenue Procedure 2024-25 (2025 HSA limits), which provides the 2025 cost-of-living contribution and coverage adjustments for HSAs, as required under Code Section 223(g). Some items have increased for 2025.
| Health Savings Accounts | 2024 | 2025 |
| Self-only coverage | ||
| Self-only coverage annual minimum deductible | $1,600 | $1,650 |
| Self-only coverage maximum out of pocket | $8,050 | $8,300 |
| Self-only coverage maximum HSA contribution | $4,150 | $4,300 |
| Family coverage | ||
| Family coverage annual minimum deductible (Family coverage can include a spouse and any dependents) | $3,200 | $3,300 |
| Family coverage maximum out of pocket | $16,100 | $16,600 |
| Family coverage maximum HSA contribution | $8,300 | $8,550 |
| Catch up | $1,000 | $1,000 |
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BASIC HSA Administration
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